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Find the Perfect Health Insurance Plan for You with SBS RGV
Individual & Family Plans
What are the minimum requirements to obtain coverage through the
Health Insurance Marketplace?
The Marketplace was created to be very accessible to millions of people who might not have had easy access to health insurance coverage in the past.
However, there are certain requirements to be met in order to purchase a plan.
- You must be a U.S. citizen or “lawfully present” immigrant.
- You must live in the United States.
- And you can’t be currently incarcerated serving time in a jail or prison.
What is Minimum Essential Coverage?
To avoid being charged the individual mandate (also referred to as fee, fine, penalty, or responsibility payment), employees are obligated to obtain an insurance plan that meets the requirements of “minimum essential coverage” which include the new benefits, rights, and protections laid out in the legislation, and must remain covered throughout the year, or procure and exemption.
How are my premium costs calculated?
Insurance companies are prohibited to discriminate when offering health coverage, and there have been new restrictive measures put in place to prevent this .
However, there are 5 factors that may be considered when figuring out premium costs.
- Individual vs. Family – A plan covering an individual will generally cost less than a plan covering a family. Size of the family may also factor into the cost.
- Location – Where you reside may affect your coverage cost as an insurance company will consider factors such as competition, local regulations, price of living, etc.
- Tobacco users vs. non-users – There are many health-risks associated with tobacco use, and health insurance companies will definitely factor this into their calculations. Tobacco users will generally expect to pay a higher premium.
- Age – Due to health complications of aging, a younger enrollee will typically pay less than an older enrollee.
- Plan Category – The four metal categories in a Marketplace plan are Bronze, Silver, Gold, and Platinum. Although they offer similar coverage, they differ in premiums and deductible costs depending on the plan you go with.
WHY?
Health Insurance
Health insurance provides important financial protection in case you have an accident or sickness
SBS NOTARY PUBLIC SERVICES
APOSTILLE • AUTHENTICATION • LEGALIZATION
APOSTILLE • AUTHENTICATION • LEGALIZATION
APOSTILLE • AUTHENTICATION • LEGALIZATION
Certified Apostille is a certificate that authenticates the signature of a public official or a document for use in another country. Documents from the State of Texas must be certified by the Secretary of State.
*Document fees will be calculated on a case-by-case basis. *Express service available.
6 to 10 business days with additional charges.
HOSPITAL • NURSING HOME • CARE FACILITY
APOSTILLE • AUTHENTICATION • LEGALIZATION
APOSTILLE • AUTHENTICATION • LEGALIZATION
Hospital Notarizations Often Require Extra Preparation
A notarization in a hospital, nursing home, rehabilitation center, hospice setting, or other care facility can involve additional scheduling, signer, witness, visitor, and document-handling considerations.
Preparing before the notary arrives can help prevent delays, unsuccessful appointments, and unnecessary expenses.
The signer must be willing and able to participate in the notarization. If you have concerns about the patient's ability to communicate, understand the general nature of the transaction, or participate voluntarily, discuss those concerns with the notary before scheduling.
JAIL • PRISON • CORRECTIONAL FACILITY
APOSTILLE • AUTHENTICATION • LEGALIZATION
JAIL • PRISON • CORRECTIONAL FACILITY
Jail and Prison Notarizations Require Extra Planning
A notarization inside a jail, prison, detention center, or correctional facility can involve additional security, visitation, scheduling, identification, witness, and document-handling requirements.
Before scheduling a notary, contact the facility directly and confirm its current procedures for notary visits. Requirements can vary significantly from one facility to another.
Every correctional facility has its own rules. Confirm the facility's visitation and notary procedures before paying for services that may be non-refundable if the appointment cannot be completed.
TRANSLATIONS
PRE-PAID FUNERAL PLANS
JAIL • PRISON • CORRECTIONAL FACILITY
ALL COME WITH NOTORIZED
CERTIFICATE OF TRANSLATOR
FEES: Start at $50
Most certified translations are completed within the same business day.
(depending on document(s)
* APOSTILLE WILL DEPEND ON EACH DOCUMENT(S ) with other fees.
LAST WILL & TESTAMENT
PRE-PAID FUNERAL PLANS
PRE-PAID FUNERAL PLANS
Last Will and Testament is a legal document that outlines how a person's assets and property should be distributed after their death. It also allows individuals to name guardians for their minor children and designate an executor to manage the estate. Essentially, it's a way to ensure your wishes are followed regarding your possessions and loved ones after you're gone.
PRE-PAID FUNERAL PLANS
PRE-PAID FUNERAL PLANS
PRE-PAID FUNERAL PLANS
A pre-paid funeral is a set of funeral arrangements made with a local funeral home of your choice, detailed as you desire, that have been pre-paid. There are different ways to do this, depending on your preferences and financial concerns. The plans typically range from $4,500 to $25,000 policy amounts, and are paid by you in monthly installments.
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